Summary of EBS Travel Insurance Benefits


Important Notes
  1. Cover is only available to residents of Ireland (excluding Northern Ireland) who are aged 64 or under on the day they go on holiday.
  2. Premiums include Government Levy at the prevailing rate
  3. For each person insured an excess of €65.00 per section is deducted from each claim under sections marked with an asterisk.
  4. This table provides a high level summary of the core benefits available under this insurance. You can find more information in our Policy Summary. You must review both documents in conjunction with our policy wording for full details of cover, conditions and exclusions.

Section Benefits For each person insured we pay up to …
ACE assistance help via 24 hour helpline:

in a medical emergency, including repatriation to Ireland and payment of bills

Not applicable
Cancellation, Curtailment & Rearrangement* unused travel and accommodation costs that still have to be paid and/or additional travel costs if holiday is cancelled, cut short or rearranged €3,000.00
Travel delay if outward or return transport is delayed a) €20.00 after 12 hrs delay, €10.00 after next 12 hrs etc. (max. €100.00)
b) or €3,000.00* if holiday abandoned after 24 hrs delay (outward)
Missed departure* accommodation and additional travel expenses if your car breaks down or public transport arrives late and you miss your booked outward journey €500.00
Personal accident if you have an accident and die, lose a limb or your sight, or are permanently disabled €25,000.00
Medical/additional expenses* medical and other expenses if you are ill or injured €5 million
Hospital benefit if you are hospitalised €20.00 for each 24 hours (max €400.00)
Personal property* replaces lost, damaged or stolen personal property €1,500.00 (Limit for any one item - €250.00; limit for set of golf clubs - €250.00; total amount payable for all Valuables - €250.00. See policy wording for full details)
Money* replaces lost or stolen money you are carrying or have left in safety deposit box €500.00
Lost passport/driving licence additional travel and accommodation costs to obtain new documents €250.00
Hijack if you are held hostage by aircraft hijackers €50.00 for each 24 hours (max €500.00)
Personal liability pays damages and costs if you injure someone or damage their property (does not cover motoring, boating or flying incidents) €2 million
Legal advice/expenses pays legal costs if you are injured and gives legal advice on any holiday problem €25,000.00
Winter sports (optional) extends cover to include winter sports.
Additional covers include:
Winter Sports equipment if own equipment lost or damaged; Ski pass not used owing to accident or theft; lack of snow; and travel delay due to an avalanche.		 Ski hire - €20.00 per day
Lack of snow - €20.00 per day
Unused ski pass - €20.00 per week
Avalanche cover - €100.00